Your Free Golden Years Starter Kit
4 essential retirement planning tools — yours free. Because everyone deserves clarity and confidence about their retirement.
Retirement Is Closer Than You Think
If any of these sound familiar, this kit was made for you.
"Will my CPF LIFE payout be enough?" You've heard the numbers, but you're not sure what YOUR payout will actually look like — or whether it'll cover your real expenses.
"I don't know what I don't know." CPF rules keep changing. You're not sure if you're making the right moves — and you're worried about making a costly mistake.
"I've been putting this off for years." Retirement planning feels overwhelming, so you keep saying 'next year.' But every year that passes is a year of missed optimisation.
"I can't tell what's true about CPF anymore." Friends, relatives, and WhatsApp groups all say different things. You need a trusted source — not hearsay.
What's Inside Your Kit
Four practical tools to help you take control of your retirement — starting today.
CPF Retirement Checklist
A clear, step-by-step action plan covering everything from CPF top-ups and nominations to healthcare coverage and estate planning.
Open Checklist →CPF LIFE Myths Guide
Think you can withdraw everything at 55? This guide debunks the 7 most common myths that could cost you thousands.
Read the Guide →Retirement Income Calculator
Plug in your numbers and see a realistic projection of your monthly retirement income — CPF LIFE, savings, and investments.
Open Calculator →Portfolio Strategy Tips
Discover how retirees generate sustainable monthly income through proven strategies.
Read the Tips →How to Use Your Kit
Browse the Kit
Open any tool — checklist, guide, calculator, or tips. All free, no sign-up required.
Run Your Numbers
Use the calculator, check off the list, read the myths guide to avoid costly mistakes.
Get Personalised Guidance
Book a free CPF LIFE check with Junwen for a personalised walkthrough of your retirement plan.
Junwen Chen
I help Singaporeans approaching retirement make sense of their CPF, protect what they've built, and create a retirement income plan that lets them live — not just survive.
I created this kit because everyone deserves clear, honest retirement guidance.
Common Questions
100% free, no strings attached. I created this as a birthday gift to the community. If you find it helpful and want personalised advice, I'm here — but there's absolutely no obligation.
No. This is educational. You can book a free consultation if you'd like — entirely your choice.
Absolutely. The earlier you understand your CPF, the more time you have to optimise.
Yes — think of this as a second opinion and self-check. The calculator and checklist help you verify whether your current plan covers all the bases.
It uses public CPF data for useful projections — not guarantees. For exact numbers, book a personalised CPF LIFE check.
Your Golden Years Start Here
Don't leave your retirement to guesswork.
Get Your Free Kit Now ✨Or book a free CPF LIFE check